In today’s environment, it is essential to have winning strategies that set your organization apart from the competition. Whether you are a global card issuer or acquirer, or starting out in a local market, the Collective Dynamics team of experienced professionals can help. Whether your card focus is bankcard, private label, retail, oil, or T&E, the challenges are the same worldwide.

Account/Merchant Acquisition – How do you cut through the market maze to make yours the product of choice? From marketing through booking new cardholders & merchants, chances are Collective Dynamics’ professionals have the real world experience to guide you. Whatever methods used must integrate with your overall technology and Internet strategies.

Activation & Volume Expectations – Once on board, how do you activate a new cardholder or merchant? Do you have the right packaging, pricing and incentives to influence cardholder behavior? Are your new merchants meeting the volume projections upon which you based your pricing? Collective Dynamics has the people who have met these challenges.

Retention & Performance Monitoring – After the initial offer has expired, what loyalty programs do you have to sustain regular, consistent and profitable usage? Whether it is a new cardholder or merchant, do you have the right monitoring tools to ensure they are meeting your profitability targets? It costs considerably more to acquire new cardholders and merchants than to maximize profit performance from those you have. Collective
Electronic Consumer Payments
Retail Banking Delivery Channels
Information Technology Management

Collective Dynamics has extensive experience in all aspects of card businesses and all card types including, credit, debit, stored value, chip, gift, and loyalty for both issuers and acquirers.