Over the last twenty years, traditional banking institutions have been joined by a wide variety of other players in the U.S. and global payments system including: mutual fund companies; insurance companies; finance companies; voice and cable telecommunications companies; electronic payment networks; and state and federal governmental agencies. This major expansion has resulted from the demand by consumers and businesses for more convenient and timely ways to access their financial accounts for information and transaction execution.
There is no question that advances in technology have improved the current payments systems, while creating increased demands for greater levels of access at lower costs. These technological advances have also made it easier for non-banks to introduce traditional and new payment products. While the paper-based payments system will continue to be an integral part of the U.S. payments system in the future, the share of electronic transactions will continue to increase. For payment systems providers supporting multiple delivery channels, it is essential that redundancy and excess capacity be kept to an absolute minimum in order to achieve operating expense objectives.
At Collective Dynamics, we have developed a world-class reputation for assisting our customers in finding the best role for them to play in the constantly evolving consumer, electronic payments system landscape. Whether it is cards, checks, wires, ACH, or the Internet, we can help. We provide the following consulting services for channel providers, networks, banks, processors and vendors: |
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We have developed a reputation for assisting our customers in finding the best role for them to play in the constantly evolving electronic consumer payments system. |
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1400 Marketplace Blvd, Suite 226, Cumming GA 30041 voice 404-735-4443 fax 770-886-9760 
